FHFA increased the 2026 one-unit conforming loan limit to $832,750, with a high-cost ceiling of $1,249,125. See how county limits affect conventional and VA financing.
The Maryland Mortgage Program (MMP) has always been geared toward helping first time home buyers in Maryland with down payment and closing cost assistance. MMP
Mortgage interest may provide a federal tax deduction for many homeowners. However, having a mortgage does not automatically create a tax benefit. Several factors determine
One of the most common questions I hear from homebuyers is, “Why is the mortgage credit score my lender pulled different from the score I
For eligible Veterans, active-duty service members and certain surviving spouses, a VA-backed home loan can offer valuable mortgage benefits. Eligible borrowers may purchase a primary
Mortgage insurance can make it possible to purchase a home with less than a 20% down payment. But many homebuyers are understandably confused about how
Becoming self-employed can be a great career move. However, if you expect to buy a home, refinance or apply for mortgage financing soon, it is
Down payment assistance programs can help make purchasing a home more attainable by reducing the amount of money a buyer needs for the down payment
Identity theft and credit fraud can create serious financial problems—and they can become especially disruptive when you are preparing to buy or refinance a home.
When you are preparing to buy a home, having enough money for your down payment and closing costs is only part of the equation. Your
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