One Size Does Not Fit All

We take a very consultative approach with every client to ensure that your new mortgage fits within your short-term and long-term financial goals.

How We Compare

A home purchase is likely the largest financial decision you will ever make, so just make sure that you choose the right lender for the job. Not all lenders are created equal, so do you your homework early and choose your lender before you start searching for homes. Once you have a reliable lender who has completed your pre-qualification and has talked you through the entire process up front, you can feel confident when the time comes to purchase your new home.
Curious if you qualify?

Call (240) 670-5090
Email us directly, or Pre-Qualify Here

Many big banks and internet lenders outsource their appraisals to the lowest bidder (many times it’s an appraiser who does not know the area). This can lead to issues in value when poor comps are used to determine value.

Big banks process, underwrite and fund their own loans, but all those steps may take place in other parts of the county. Many internet lenders send their loan files out to bigger banks for processing, underwriting and funding. The bank could be anywhere in the country, even in another time zone.  This could be problematic for customers on strict closing schedules.

Out of state internet lenders or big banks may not know about local home buyer credits, local title related costs or other local customary transaction details.  Their mistakes could cost you more in the end.

Many big banks or out of state internet lenders may only have an 1-800 number, or may only be available Mon-Fri, 9-5.  We know that business happens on nights and weekends and we are ready to take your calls and answer your emails when you need us the most.

Many big banks and internet lenders are so overwhelmed with refinances that they cannot get loans approved in time to meet contract contingencies or close your loan on time.  Since most internet lenders are out of state, it may be tough to even get timely status updates on your loan during the process, which can add stress to your purchase experience.

Get Started Today

Please fill out the information below, or call (240) 670-5090 to speak with us anytime.

Not ready to apply? Submit our General Questionnaire


Purchase Questions

This home will be your (check all that apply)
Where will those funds come from? *
Do you have a specific home you are interested in? (if yes, what is the address?) *
How soon do you wish to be in your new home?
Have you ever owned a home in the past? *
Are you a Veteran or on active military duty? *
Do you currently file business tax returns, or have a side business outside of your primary employment? *
Are you currently working with an experienced real estate agent? *
Would you like us to make a recommend a trusted local realtor? *

Refinance Questions

What is your primary reason for refinancing? *
Do you have a specific loan term that you are interested in? *
Do you have plans for any major purchases or expenses in the next 1-5 years, or 6-10 years? *

Upon submission of the above form, you will be redirected to complete our Loan Pre-Qualification application.