Experienced. Local. Here When You Need Me.

Local Mortgage Expertise with a Personal Approach

Serving all of Maryland, Virginia, & Washington D.C.

Contact Us Today

(240) 670-5090

CJMT@mainstreethl.com

NMLS #143670

Local Mortgage Solutions for Maryland, Washington, DC and Virginia

The Chris Jordan Mortgage Team provides personalized mortgage guidance designed around your short-term and long-term financial goals.

Purchase

Explore home purchase loan options, pre-qualification steps and experienced mortgage guidance for buyers in Maryland, Washington, DC and Virginia.

Refinance

Compare mortgage refinance options for lower payments, shorter terms, cash-out needs and removing mortgage insurance in Maryland, DC and Virginia.

Education

Learn more about the home mortgage and financing process

D.C. Homebuyer Assistance

Explore DC Open Doors, HomeAdvantage DC, HPAP, EAHP and other programs available to eligible Washington, D.C. buyers.

FHA Loans

FHA financing offers eligible buyers a low-down-payment option with flexible qualification guidelines.

Jumbo Loans

Jumbo financing provides options for loan amounts exceeding the applicable conforming loan limit.

Low Down Payment Programs

Compare conventional, FHA, VA, USDA and assistance-program options requiring little or no down payment for eligible buyers.

Not Quite Ready?

Request additional information though our General Inquiry form

Maryland Down Payment Assistance

Maryland buyers may qualify for state and local assistance programs that help with down payment and closing costs. Availability and funding vary.

Medical Professional Mortgage Program

Specialized mortgage options may help eligible physicians and other medical professionals manage student debt, limited savings or future employment income.

No Mortgage Insurance Options

Depending on the borrower and loan structure, several financing options may avoid or reduce monthly mortgage insurance.

Non-QM & Portfolio Loans

Alternative options may include bank-statement loans, DSCR investor loans, asset-based qualification and financing for certain non-warrantable condominiums.

Renovation Loans

FHA 203(k) and Fannie Mae HomeStyle loans can combine the purchase or refinance of a home with eligible renovation costs.

USDA Financing

Eligible buyers purchasing a qualifying primary residence in a designated area may qualify for USDA financing with no required down payment.

VA Loans

Eligible Veterans, service members and certain surviving spouses may qualify for VA financing with no required down payment and no monthly mortgage insurance.

Virginia Housing Programs

Virginia Housing offers mortgage and down-payment-assistance options for eligible buyers purchasing throughout Virginia.

How We Compare

A mortgage is one of the largest financial commitments most people make. The lender you choose can affect your buying power, monthly payment, offer strength and ability to close on time. Our goal is to help you choose financing that supports both your immediate needs and your long-term plans.

Curious if you qualify?

Call (240) 670-5090
Email us directly, or Pre-Qualify Here

Our appraisers are local and hand picked.

Many big banks and internet lenders outsource their appraisals to the lowest bidder (many times it’s an appraiser who does not know the area). This can lead to issues in value when poor comps are used to determine value.

We process, underwrite, and fund our own loans locally.

Big banks process, underwrite and fund their own loans, but all those steps may take place in other parts of the county. Many internet lenders send their loan files out to bigger banks for processing, underwriting and funding. The bank could be anywhere in the country, even in another time zone. This could be problematic for customers on strict closing schedules.

We know the rules and laws for lending in our area.

Out of state internet lenders or big banks may not know about local home buyer credits, local title related costs or other local customary transaction details. Their mistakes could cost you more in the end.

You can reach us when you need us.

Many big banks or out of state internet lenders may only have an 1-800 number, or may only be available Mon-Fri, 9-5. We know that business happens on nights and weekends and we are ready to take your calls and answer your emails when you need us the most.

We are able to approve & close loans fast.

Many big banks and internet lenders are so overwhelmed with refinances that they cannot get loans approved in time to meet contract contingencies or close your loan on time. Since most internet lenders are out of state, it may be tough to even get timely status updates on your loan during the process, which can add stress to your purchase experience.

Chris Jordan and his team at Main Street Home Loans made the intricate process of applying for a home loan not so "intimidating" especially for first time home buyers like ourselves.

I was referred to Chris a couple of years ago. He was absolutely AMAZING! From the very beginning Chris proved that he had my best interest in mind.

Chris and his team are top notch! They were really helpful throughout the whole process. As a first time buyer, I had questions and Chris and his team took the time to answer them all.

Chris Jordan and his entire team at Main Street Home Loans were exceptional to work with. We highly recommend Chris and his team!

I am very impressed and pleased with customer service provided by Christopher Jordan and his team of professionals at Main Street Home Loans and I highly recommend Christopher Jordan and his team without reservation.

Chris and his team were wonderful during our recent purchase. I had one work issue that made the paperwork a little more complicated, but he walked me through everything and was incredibly knowledgeable about every step of the process.

The loan we just had approved was a great rate and the process was a breeze. I would not hesitate to recommend Chris and his team for any home buyer in the area.

We are first time home buyers, and based on our research I knew this process was going to be messy. But Chris Jordan and Main Street Home Loans made it easier for us.

Chris and his team were fast, responsive, and guided adeptly through the house buying process.

Chris and his team were easy to communicate with and always got back to me quickly. Settlement was on time and seamless. I look forward to working with Chris again in the future!

After we bought our first home Chris kept in touch through emails just to follow up. I must say that he is excellent in his job!

Chris and his team are awesome to work with. Very responsive and timely. I have worked with them on three loans and they always give me all the data I need to make an informed decision.