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Many big banks and internet lenders outsource their appraisals to the lowest bidder (many times it’s an appraiser who does not know the area). This can lead to issues in value when poor comps are used to determine value.
Big banks process, underwrite and fund their own loans, but all those steps may take place in other parts of the county. Many internet lenders send their loan files out to bigger banks for processing, underwriting and funding. The bank could be anywhere in the country, even in another time zone. This could be problematic for customers on strict closing schedules.
Out of state internet lenders or big banks may not know about local home buyer credits, local title related costs or other local customary transaction details. Their mistakes could cost you more in the end.
Many big banks or out of state internet lenders may only have an 1-800 number, or may only be available Mon-Fri, 9-5. We know that business happens on nights and weekends and we are ready to take your calls and answer your emails when you need us the most.
Many big banks and internet lenders are so overwhelmed with refinances that they cannot get loans approved in time to meet contract contingencies or close your loan on time. Since most internet lenders are out of state, it may be tough to even get timely status updates on your loan during the process, which can add stress to your purchase experience.
Chris Jordan and his team at Main Street Home Loans made the intricate process of applying for a home loan not so “intimidating” especially for first time home buyers like ourselves.
Chris and his team are awesome to work with. Very responsive and timely. I have worked with them on three loans and they always give me all the data I need to make an informed decision.
After we bought our first home Chris kept in touch through emails just to follow up. I must say that he is excellent in his job!
Chris and his team were easy to communicate with and always got back to me quickly. Settlement was on time and seamless. I look forward to working with Chris again in the future!
Chris and his team were fast, responsive, and guided adeptly through the house buying process.
We are first time home buyers, and based on our research I knew this process was going to be messy. But Chris Jordan and Main Street Home Loans made it easier for us.
The loan we just had approved was a great rate and the process was a breeze. I would not hesitate to recommend Chris and his team for any home buyer in the area.
Chris and his team were wonderful during our recent purchase. I had one work issue that made the paperwork a little more complicated, but he walked me through everything and was incredibly knowledgeable about every step of the process.
I am very impressed and pleased with customer service provided by Christopher Jordan and his team of professionals at Main Street Home Loans and I highly recommend Christopher Jordan and his team without reservation.
Chris Jordan and his entire team at Main Street Home Loans were exceptional to work with. We highly recommend Chris and his team!
Chris and his team are top notch! They were really helpful throughout the whole process. As a first time buyer, I had questions and Chris and his team took the time to answer them all.
I was referred to Chris a couple of years ago. He was absolutely AMAZING! From the very beginning Chris proved that he had my best interest in mind.