Home Buyer Tips Archives - Page 4 of 4 - Chris Jordan Mortgage Team

Why Mortgage Pre-Approval Is Important Before Buying a Home

Last updated: September 12, 2026 CJMT

Getting your financing in order before you start seriously shopping for a home is one of the most important steps in the homebuying process. A mortgage pre-approval can help you understand what you may be able to afford, identify the loan programs available to you…

Homebuyers reviewing finances and mortgage credit

Credit Tips Education Home Buyer Tips Mortgage 101 Mortgage Planning

How Credit Scores Affect Mortgage Rates

Last updated: September 12, 2026 CJMT

Your credit score can have a significant impact on your mortgage. It can affect whether you qualify for certain loan programs and, in many cases, the interest rate or pricing available to you. But mortgage pricing is more complicated than simply saying that one particular…

Down Payment Assistance Education Home Buyer Tips Purchase

Down Payment Options

Last updated: August 27, 2026 CJMT

How much you need for a down payment depends on the loan program, property type, occupancy, credit profile and other qualification requirements. Many homebuyers are surprised to learn that buying a home does not necessarily require a 20% down payment. Depending on your circumstances, mortgage…

Homebuyer receiving keys after purchasing a home

Education Home Buyer Tips Mortgage 101 Mortgage Planning Total Cash Required

Seller Credits vs. Lender Credits: What Homebuyers Should Know

Last updated: September 1, 2026 CJMT

Seller credits and lender credits can both reduce the amount of money a homebuyer needs at closing, but they work in very different ways. Understanding the difference can be especially important when comparing mortgage options or negotiating a purchase contract. A properly structured credit can…

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How to Get Your Offer Accepted in a Competitive Market

Last updated: September 6, 2026 CJMT

Knowing how to get your offer accepted is not always about offering the highest price. A well-prepared buyer with strong financing, a responsive lending team and a clean, well-structured offer can have a meaningful advantage—especially when a seller is considering multiple offers. Here are several…

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Why Mortgage Pre-Approval Is Important Before Buying a Home

How Credit Scores Affect Mortgage Rates

Down Payment Options

Seller Credits vs. Lender Credits: What Homebuyers Should Know

How to Get Your Offer Accepted in a Competitive Market

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