This website is operated by Christopher Jordan and the Chris Jordan Mortgage Team in connection with Main Street Home Loans (“Chris Jordan Mortgage,” “Main Street Home Loans,” “we,” “us,” or “our”).

Christopher Jordan is a licensed mortgage loan originator, NMLS #143670, providing residential mortgage services through Main Street Home Loans.

By accessing or using this website, you agree to these Terms of Use. If you do not agree with these terms, please do not use the website.

Use of This Website

ChrisJordanMortgage.com provides general information regarding Christopher Jordan, the Chris Jordan Mortgage Team, Main Street Home Loans, residential mortgage products, home financing, refinancing, mortgage education, and related services and resources.

You may use this website only for lawful purposes and in accordance with these Terms of Use.

You may not use the website to:

• Interfere with or disrupt the operation or security of the website
• Attempt to gain unauthorized access to any system, account, network, or information
• Submit false, fraudulent, incomplete, or misleading information
• Impersonate another person or misrepresent your identity
• Introduce viruses, malicious software, or other harmful technology
• Scrape, harvest, copy, or systematically collect website information without authorization
• Use website content for unlawful, fraudulent, or unauthorized commercial purposes
• Violate any applicable federal, state, or local law or regulation
• Otherwise misuse the website or its content

Mortgage Information and Services

Information presented on this website is intended to describe mortgage products and services generally and is provided for informational purposes only.

Use of this website, submission of a contact form, request for information, request for prequalification, or communication with Christopher Jordan or the Chris Jordan Mortgage Team does not constitute a commitment to lend, credit approval, final loan approval, or guarantee that financing will be available.

Loan programs, interest rates, fees, terms, eligibility requirements, underwriting guidelines, and availability are subject to change without notice.

All financing is subject to applicable requirements, which may include:

• Submission of a completed loan application
• Credit review
• Verification of income, employment, assets, and liabilities
• Required documentation
• Property eligibility
• Appraisal, when required
• Underwriting review and approval
• Satisfaction of applicable loan program requirements
• Other conditions applicable to the transaction

Not all applicants will qualify, and not all loan programs are available in all areas.

Prequalification and Preapproval

Any prequalification information provided through this website or through communications with Christopher Jordan or the Chris Jordan Mortgage Team represents a preliminary evaluation based on information available at that time.

Prequalification is not a commitment to lend and does not constitute final loan approval.

A preapproval, when available, may be subject to additional documentation, underwriting review, acceptable property information, appraisal requirements, verification of borrower information, and other applicable conditions.

Final loan approval is subject to underwriting and satisfaction of all applicable lending requirements.

Loan Programs, Rates, and Payment Examples

Mortgage rates, annual percentage rates, payment examples, loan amounts, fees, closing costs, and other financial figures displayed on this website are provided for informational or illustrative purposes unless expressly stated otherwise.

Rates and terms may change at any time and may vary based on factors including, but not limited to:

• Credit history
• Credit score
• Loan amount
• Loan-to-value ratio
• Property type
• Occupancy
• Loan program
• Loan term
• Market conditions
• Discount points or lender credits
• Geographic location
• Other underwriting considerations

An example payment or mortgage calculation does not constitute a loan offer or guarantee that the same terms will be available to any particular borrower.

Unless otherwise stated, payment examples may not include all costs associated with homeownership, such as property taxes, homeowners insurance, mortgage insurance, homeowners association fees, or other charges.

Mortgage Calculators and Other Tools

The website may provide mortgage calculators, affordability tools, payment estimators, comparison tools, or similar resources.

These tools are provided for informational and educational purposes only.

Calculations are estimates based on the information entered and assumptions used by the applicable tool. Actual loan terms, payments, interest rates, taxes, insurance costs, fees, and other expenses may differ.

Results produced by a calculator or other website tool are not a credit decision, loan approval, commitment to lend, or financial advice.

Government Loan Programs

References to FHA, VA, USDA, or other government-related mortgage programs are provided for informational purposes.

Christopher Jordan, Main Street Home Loans, and the applicable lending entity are not affiliated with, endorsed by, or acting as an agent or division of any governmental agency unless expressly stated otherwise.

Availability and eligibility for government-backed loan programs are subject to applicable agency requirements and lender underwriting guidelines.

No Financial, Legal, Tax, or Credit-Repair Advice

Information provided on this website is intended for general mortgage and educational purposes.

Neither Christopher Jordan nor Main Street Home Loans acts as your financial adviser, tax adviser, attorney, accountant, or credit-repair provider through your use of this website.

Website content should not be interpreted as individualized financial, investment, tax, legal, accounting, or credit-repair advice.

You should consult an appropriately qualified professional regarding your individual circumstances.

Information You Submit

When you submit information through ChrisJordanMortgage.com, you represent that the information you provide is accurate and that you have the right to provide it.

Information submitted through the website may include:

• Name
• Email address
• Telephone number
• Property information
• Desired loan amount
• Purchase price
• Mortgage or refinancing needs
• Employment information
• Income or financial information
• Information related to a loan inquiry or application
• Other information necessary to respond to your request

Submitting information through a general contact form does not constitute a completed mortgage application unless specifically identified as such.

You should not submit highly sensitive information, including Social Security numbers, account passwords, or complete financial account information, through ordinary website contact forms or unsecured email unless specifically instructed to use an authorized secure system.

Our collection, use, and disclosure of personal information is governed by our Privacy Policy and any additional privacy notices applicable to mortgage or financial-services transactions.

Electronic Communications

When you submit an inquiry or provide contact information through the website, you authorize us to respond using the contact information you provide, subject to applicable law and any consent requirements.

Communications may include telephone calls, email, or text messages when you have requested or authorized such communications.

Providing consent to receive marketing communications or text messages is not a condition of obtaining mortgage financing.

You may opt out of marketing communications in accordance with the instructions provided in those communications.

Website Content

Information provided through ChrisJordanMortgage.com is for general informational and educational purposes.

We make reasonable efforts to provide accurate and current information. However, mortgage programs, underwriting guidelines, regulations, market conditions, interest rates, and other information can change frequently.

We therefore do not guarantee that all website content will be complete, accurate, current, or applicable to every individual circumstance.

You should contact Christopher Jordan or another qualified mortgage professional for information applicable to a specific loan transaction.

Articles and Educational Content

Articles, guides, videos, frequently asked questions, market commentary, and other educational materials published on this website reflect information available as of the date of publication or most recent update.

Subsequent changes to lending guidelines, laws, regulations, agency rules, market conditions, or mortgage programs may affect the accuracy or applicability of older content.

Publication of educational content does not create an adviser-client relationship or constitute a commitment to lend.

Testimonials and Reviews

Testimonials and reviews appearing on this website reflect the experiences and opinions of individual customers.

Individual experiences vary, and testimonials do not guarantee that another borrower will receive the same or similar experience, loan terms, approval, closing timeline, financial result, or other outcome.

Main Street Home Loans does not provide incentives for testimonials or reviews.

Reviews dated on or before February 5, 2019 relate to services performed before employment with Main Street Home Loans.

No Guarantee of Financing or Results

Nothing on this website guarantees:

• Qualification for a mortgage
• Loan approval
• A specific interest rate
• A particular loan program
• A particular monthly payment
• A specific closing date
• Acceptance of an offer to purchase property
• Approval of a refinance
• A particular appraisal value
• Any financial or economic outcome

Every mortgage transaction depends on the circumstances of the borrower, property, loan program, market conditions, underwriting requirements, and other applicable factors.

Equal Housing Opportunity

Mortgage lending services are provided in accordance with applicable federal and state fair lending and equal housing laws.

We do not discriminate in the provision of mortgage lending services on any basis prohibited by applicable law.

Intellectual Property

Unless otherwise stated, the content of ChrisJordanMortgage.com, including text, graphics, photographs, videos, logos, branding, design elements, layouts, downloadable materials, and other content, is owned by or licensed to Christopher Jordan, the Chris Jordan Mortgage Team, Main Street Home Loans, NFM, or their respective licensors.

Website content is protected by applicable copyright, trademark, and other intellectual property laws.

You may view, download, or print website content for your personal, noncommercial use.

Except as permitted by law, you may not reproduce, distribute, republish, modify, sell, license, display, commercially exploit, or create derivative works from website content without prior written authorization from the applicable rights holder.

Nothing contained on this website grants any license or right to use any trademark, service mark, logo, or other proprietary material without permission.

Third-Party Websites and Services

This website may contain links to websites, applications, tools, or services operated by third parties.

These may include mortgage-related service providers, government agencies, industry resources, social media platforms, property-related services, or other third-party resources.

Links are provided for convenience and informational purposes.

We do not control third-party websites and are not responsible for their:

• Content
• Accuracy
• Security
• Availability
• Products or services
• Privacy practices
• Terms and conditions

Accessing a third-party website is at your own discretion and is subject to that third party’s terms and privacy policies.

Third-Party Content

The website may display or reference information originating from third parties, including government agencies, mortgage investors, loan program administrators, housing organizations, market-data providers, or other sources.

Third-party information is provided for informational purposes and does not imply endorsement of the website by the third party or endorsement of the third party by Christopher Jordan or Main Street Home Loans.

Third-party information may change without notice.

Website Availability

We may modify, update, suspend, restrict, or discontinue any portion of ChrisJordanMortgage.com at any time without notice.

We do not guarantee that:

• The website will always be available
• Access will be uninterrupted
• The website will be error-free
• Defects will always be corrected
• Website content will always remain available
• The website or its servers will be free from viruses or other harmful components

We may update or remove content at any time.

Disclaimer of Warranties

To the fullest extent permitted by applicable law, this website and its content are provided on an “as is” and “as available” basis.

We make no warranties, express or implied, regarding the operation of the website or the completeness, accuracy, reliability, availability, merchantability, fitness for a particular purpose, or suitability of its content.

Nothing contained on this website constitutes a warranty that a particular mortgage product, rate, loan term, approval, or financial outcome will be available to you.

Some jurisdictions may not permit the exclusion of certain implied warranties, in which case those exclusions will apply only to the extent permitted by law.

Limitation of Liability

To the fullest extent permitted by applicable law, Christopher Jordan, the Chris Jordan Mortgage Team, Main Street Home Loans, the applicable lending entity, and their respective owners, officers, directors, employees, representatives, affiliates, and agents will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or relating to:

• Your use of or inability to use the website
• Reliance on information provided through the website
• Errors or omissions in website content
• Website interruptions or technical issues
• Third-party websites or services
• Unauthorized access to or alteration of website communications
• Decisions made based on information presented through the website

Nothing in these Terms of Use is intended to exclude or limit liability where doing so is prohibited by applicable law.

Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless Christopher Jordan, the Chris Jordan Mortgage Team, Main Street Home Loans, the applicable lending entity, and their respective officers, employees, agents, representatives, and affiliates from claims, damages, losses, liabilities, costs, or expenses arising from:

• Your unlawful or unauthorized use of the website
• Your violation of these Terms of Use
• Information you knowingly submit that is false, fraudulent, or unlawful
• Your infringement of another person’s rights

Changes to These Terms

We may update these Terms of Use from time to time.

Changes will become effective when the revised Terms of Use are posted on this website unless otherwise stated.

The “Last Updated” date at the top of this page will indicate the most recent revision.

Your continued use of the website following publication of revised Terms of Use constitutes acceptance of those changes to the extent permitted by applicable law.

Governing Law

These Terms of Use will be interpreted in accordance with applicable federal law and the applicable laws governing the entity providing the services described on this website, without regard to conflict-of-law principles.

Nothing in these Terms alters any rights or obligations that cannot lawfully be modified by agreement.

Licensing and Regulatory Information

Christopher Jordan
Branch Manager / Home Loan Consultant
NMLS #143670
DC MLO143670
VA MLO-740VA
MD 5762

Christopher Jordan is licensed to originate residential mortgage loans in Maryland, Virginia, and Washington, D.C.

Main Street Home Loans
NMLS #2893

For complete company and state licensing information, please visit the Main Street Home Loans/NFM licensing information page.

NMLS licensing information is also available through NMLS Consumer Access.

Neither Christopher Jordan nor Main Street Home Loans is affiliated with or acting as an agent or division of any governmental agency or depository institution.

Contact Us

Questions regarding these Terms of Use or this website may be directed to:

Christopher Jordan
Chris Jordan Mortgage Team
Main Street Home Loans
NMLS #143670

12510 Prosperity Drive, Suite 185
Silver Spring, MD 20904

Phone: (240) 670-5090
Email: CJMT@mainstreethl.com