About Us
Choosing a mortgage is about more than finding an advertised interest rate. It is about selecting the right financing strategy for your goals and working with an experienced local lender who will guide you through closing and beyond.
Local Experience. Personal Guidance. Better Results.
Chris Jordan has helped homebuyers and homeowners throughout Maryland, Washington, D.C., and Virginia for more than 21 years. Having ranked among the nation’s Top 1% of mortgage originators, Chris combines extensive lending experience with the personal service and accessibility borrowers expect from a trusted local advisor. No two borrowers have exactly the same goals, income, assets or financial history.
That is why we take a consultative approach instead of recommending the same mortgage to everyone. We begin by learning what matters to you—your preferred monthly payment, available funds, long-term plans and anticipated time in the home. We then compare the appropriate loan programs and explain their costs, benefits and tradeoffs in straightforward language.
Chris specializes in helping first-time homebuyers, move-up buyers, veterans, investors and homeowners planning renovations. His experience includes conventional, FHA and VA loans; Maryland, Washington, D.C., and Virginia homebuyer-assistance programs; renovation financing; jumbo loans; and flexible Non-QM solutions.
Main Street Home Loans is a division of NFM Lending. We process, underwrite, approve and fund our loans, with a knowledgeable team supporting your mortgage from application through closing.
Our mission is to create a superior work life for our employees and their families, a custom and precise home loan experience for those who entrust us with the financing of their homes, and to provide unequaled partnership with referral partners who rely on us to provide best in class service to our mutual clients.
How We Compare
Curious if you qualify?
Our appraisers are local and hand picked.
Many big banks and internet lenders outsource their appraisals to the lowest bidder (many times it’s an appraiser who does not know the area). This can lead to issues in value when poor comps are used to determine value.
We process, underwrite, and fund our own loans locally.
Big banks process, underwrite and fund their own loans, but all those steps may take place in other parts of the county. Many internet lenders send their loan files out to bigger banks for processing, underwriting and funding. The bank could be anywhere in the country, even in another time zone. This could be problematic for customers on strict closing schedules.
We know the rules and laws for lending in our area.
Out of state internet lenders or big banks may not know about local home buyer credits, local title related costs or other local customary transaction details. Their mistakes could cost you more in the end.
You can reach us when you need us.
Many big banks or out of state internet lenders may only have an 1-800 number, or may only be available Mon-Fri, 9-5. We know that business happens on nights and weekends and we are ready to take your calls and answer your emails when you need us the most.
We are able to approve & close loans fast.
Many big banks and internet lenders are so overwhelmed with refinances that they cannot get loans approved in time to meet contract contingencies or close your loan on time. Since most internet lenders are out of state, it may be tough to even get timely status updates on your loan during the process, which can add stress to your purchase experience.
What Our Clients Say
Any customer reviews on or before February 5, 2019 are for services performed prior to employment with Main Street Home Loans
