ABOUT US
Client Benefits
Enjoy additional home buyer benefits when working with the Chris Jordan Mortgage Team.
Benefits as you begin the home buying process
Thorough & Upfront Consultation
We take the time to understand your goals, finances and future plans before recommending a mortgage strategy. We'll compare available loan programs and structure your financing around both your immediate needs and long-term objectives.
Comparative Loan Analysis
We provide detailed loan comparisons showing estimated monthly payments, closing costs and cash requirements for the financing options available to you. Before making an offer, you'll understand how the numbers work so you can establish a comfortable price range and negotiate with confidence.
Proactive Buyer Approach
During the offer and negotiation process, we take a proactive approach to strengthening your position as a buyer. With your permission, we can communicate directly with the listing agent to confirm the strength of your financing and answer important financing questions. Our goal is to give the seller and listing agent confidence in your financing and our ability to meet contract deadlines and close on schedule.
Strong Local Representation
Benefit from an experienced local mortgage team that understands the Maryland, Washington DC and Virginia markets. Our loans are processed, underwritten and funded locally, giving you a consistent team throughout the transaction. We work closely with buyers, real estate agents and other parties to meet contract deadlines, communicate proactively and help keep your closing on schedule.
Benefits once you've closed on your home
Annual Value Consultation
Once a year, we reach out for a brief mortgage and home value review. We’ll look at how your estimated home value, mortgage balance and personal goals may have changed and discuss whether there are opportunities or adjustments worth considering. Our relationship with you continues long after your loan closes.
Mortgage Rate Monitoring
Our valued clients benefit from our mortgage rate monitoring system for the life of the loan. We monitor mortgage rates, so you don’t have to. If rates drop after you purchase your home, we’ll inform you and advise you on money saving opportunities.
Exclusive Opportunities
Our relationship continues after closing. Depending on your loan and circumstances, you may have opportunities to reduce or eliminate private mortgage insurance (PMI), recast your mortgage after making a substantial principal payment, or explore other strategies as your finances and home value change. We’re available to help you understand these options and determine when it makes sense to contact your mortgage servicer.
One-on-one Personal Assistance
Our relationship doesn’t end when your loan closes. You’ll continue to have direct access to us whenever you have questions about your mortgage, home financing or future plans. Whether you’re considering a refinance, purchasing another property, renovating, or simply have a mortgage question years down the road, we’re always here to help.