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Category: Budgeting

Chris Jordan Mortgage Team / The CJMT Blog / Budgeting
Refinance
Budgeting Closing Costs Education Mortgage Advice Mortgage Planning

Should I refinance? 

Last updated: August 27, 2026 CJMT
Deciding whether to refinance your mortgage involves more than simply comparing your current interest rate with today's rates. The right refinance should accomplish a specific financial goal and make sense after considering the costs, monthly savings, loan term and how long you expect to own…
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Budget pic
Budgeting Education Home Buyer Tips Mortgage Planning

Budgeting for a mortgage payment

Last updated: August 27, 2026 CJMT
Buying a home involves more than determining how much a lender may approve you to borrow. It is equally important to determine what monthly mortgage payment comfortably fits your household budget. A mortgage payment that works on paper should also leave room for your other…
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