Maryland’s new First Homes for First Responders and Teachers program combines a reduced first-mortgage rate with 5% down payment and closing-cost assistance.
Washington DC First-Time Home Buyer Programs & Down Payment Assistance: 2026 Guide
DC first time home buyer programs can make buying a home in Washington, D.C. more affordable than many buyers realize. One of the biggest obstacles I hear from prospective DC homebuyers is the amount of money they believe they need for a down payment and…
Maryland Down Payment Assistance Programs: How Much Help Can You Get in 2026?
One of the biggest misconceptions I hear from homebuyers considering Maryland down payment assistance is that they still need a large amount of cash saved before they can purchase a home. That isn't always the case. Maryland offers several down payment and closing cost assistance…
Montgomery County Down Payment Assistance: Current 2026 Options
Montgomery County buyers may have access to down payment and closing-cost help through HOC and Maryland Mortgage Program options. Here is what is available as of September 2026.
VA Loan Limits and Funding Fees: What Veterans Should Know in 2026
Veterans with full entitlement do not have a VA-imposed county loan limit, but qualification, appraisal and lender requirements still apply. Review the current funding fees and exemptions.
Maryland Mortgage Credit Certificate (MCC): 2026 Status
The Maryland HomeCredit Mortgage Credit Certificate program is closed to new reservations. Existing MCC holders may still be able to have a certificate reissued after refinancing.
2026 Conforming Loan Limits for Maryland, DC and Virginia
FHFA increased the 2026 one-unit conforming loan limit to $832,750, with a high-cost ceiling of $1,249,125. See how county limits affect conventional and VA financing.
Prince George’s County Down Payment Assistance Programs for 2026
Prince George’s County introduced three homebuyer assistance programs in July 2026. Compare Pathway to Purchase, Homeownership Equity and Critical Workforce assistance.