Can You Buy a Home in Maryland, DC or Virginia If You Have Student Loans?
Student loans do not automatically prevent homeownership. Learn how repayment status and mortgage-program rules can affect qualification in Maryland, DC and Virginia.
Home / First Time Home Buyers
Student loans do not automatically prevent homeownership. Learn how repayment status and mortgage-program rules can affect qualification in Maryland, DC and Virginia.
Maryland’s new First Homes for First Responders and Teachers program combines a reduced first-mortgage rate with 5% down payment and closing-cost assistance.
If you are looking to buy a home in Washington, D.C., a new mortgage program could make homeownership considerably more affordable. HomeAdvantage DC offers eligible
DC first time home buyer programs can make buying a home in Washington, D.C. more affordable than many buyers realize. One of the biggest obstacles
Looking into Maryland down payment assistance in 2026? One of the biggest misconceptions I hear from homebuyers is that they still need a large amount
Montgomery County buyers may have access to down payment and closing-cost help through HOC and Maryland Mortgage Program options. Here is what is available as of September 2026.
The Maryland HomeCredit Mortgage Credit Certificate program is closed to new reservations. Existing MCC holders may still be able to have a certificate reissued after refinancing.
Prince George’s County introduced three homebuyer assistance programs in July 2026. Compare Pathway to Purchase, Homeownership Equity and Critical Workforce assistance.
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