CJMT, Author at Chris Jordan Mortgage Team

Real estate investment property financing

Can You Buy a Home or Transfer a Mortgaged Property Into an LLC?

Last updated: September 3, 2026 CJMT

Real estate investors and homeowners sometimes ask whether they can purchase a property in the name of a limited liability company (LLC), refinance a property already owned by an LLC, or transfer a property into an LLC after obtaining a mortgage. The answer depends heavily…

Couple reviewing finances before buying a home

Credit Tips Education Home Buyer Tips Mortgage 101 Mortgage Planning

Avoid Mortgage Sabotage: What NOT to Do Before Buying a Home

Last updated: September 1, 2026 CJMT

Some of the biggest mortgage problems happen before a homebuyer ever applies for a loan. A change that seems perfectly reasonable at the time—buying a new car, changing jobs, becoming self-employed or moving money between accounts—can sometimes make it harder to qualify for a mortgage.…

Homebuyer reviewing documents at a real estate closing

Closing Costs Education Escrows Mortgage 101 Total Cash Required

Closing Costs, Escrows and Prepaid Expenses Explained

Last updated: September 1, 2026 CJMT

When buying or refinancing a home, borrowers often hear the terms closing costs, escrows and prepaid expenses used together. Although all three can affect the amount of money needed at settlement, they are not the same thing. Understanding the difference can make your Loan Estimate…

Home appraiser evaluating a residential property

Education Home Buyer Tips Mortgage 101 Mortgage Planning

How Do Home Appraisers Determine a Property’s Value?

Last updated: September 3, 2026 CJMT

One of the most common questions homebuyers and homeowners ask is: How does an appraiser actually determine what a home is worth? An appraisal is much more than simply looking at a few recent home sales and averaging the prices. The appraiser analyzes the property…

Homebuyers discussing a competitive home offer with a real estate professional

Education Home Buyer Strategy Home Buyer Tips Mortgage 101 Purchase

How a Strong Mortgage Pre-Approval Can Help Your Offer Stand Out

Last updated: September 12, 2026 CJMT

A strong mortgage pre-approval can do more than show a seller that you may qualify for financing. In a competitive home purchase, the lender standing behind that pre-approval can also influence how confident a listing agent and seller feel about your offer. That is why…

Homebuyers reviewing finances and mortgage credit

Credit Tips Education Home Buyer Tips Mortgage 101

Mortgage Credit Do’s and Don’ts for Homebuyers

Last updated: September 1, 2026 CJMT

Your credit profile can have a significant impact on your ability to qualify for a mortgage, as well as the interest rate and loan options available to you. The good news is that there are practical steps you can take to protect and potentially improve…

Education Home Buyer Tips Loan Origination Mortgage 101 Mortgage Planning

WHICH MORTGAGE IS RIGHT FOR YOU?

Last updated: September 1, 2026 CJMT

Homebuyers have more mortgage options than they sometimes realize. Choosing the right loan is not simply about finding the lowest advertised interest rate. The best mortgage depends on your credit, down payment, income, property, loan amount, future plans and overall financial goals. During the pre-approval…

Education Home Buyer Tips Mortgage 101 Mortgage Planning

Why Mortgage Pre-Approval Is Important Before Buying a Home

Last updated: September 12, 2026 CJMT

Getting your financing in order before you start seriously shopping for a home is one of the most important steps in the homebuying process. A mortgage pre-approval can help you understand what you may be able to afford, identify the loan programs available to you…

Credit Tips Education Home Buyer Tips Mortgage 101 Mortgage Planning

How Credit Scores Affect Mortgage Rates

Last updated: September 12, 2026 CJMT

Your credit score can have a significant impact on your mortgage. It can affect whether you qualify for certain loan programs and, in many cases, the interest rate or pricing available to you. But mortgage pricing is more complicated than simply saying that one particular…

Homebuyer reviewing finances before a mortgage credit chec

Credit Tips Education Mortgage 101

Do Mortgage Credit Checks Hurt Your Credit Score?

Last updated: September 2, 2026 CJMT

Many homebuyers worry that having their credit checked for a mortgage will cause a major drop in their credit score. In reality, a mortgage credit inquiry typically has a relatively small impact on your score, and rate-shopping inquiries are treated differently from repeatedly applying for…

1 2 3 4 5

Posts pagination