Phone: (240) 670-5090       •       Fax : (443) 725-0531

Serving all of Maryland, Washington D.C. & Virginia
Email :       •       NMLS ID: 143670

12501 Prosperity Drive Suite 310, Silver Spring, MD 20904

VA Loans -Department of Veterans Affairs

VA loans are insured by The Department of Veterans Affairs (VA).  Service members and their spouses are eligible to purchase with little or no down payment depending on current available entitlement and loan limits.

Program Highlights:

  • 100% financing in most cases.  If you currently have a VA loan or you have used your entitlement in the past, we will help you determine if a down payment is required.
  • No monthly mortgage insurance premiums
  • 600 minimum credit score required
  • Refinance within the VA program without re-qualifying
  • Specifically for eligible past and present service members and spouses
  • Termite inspections are required
  • Seller help allowed to cover all closing costs

If you do not currently have a copy of your Certificate of Eligibility (COE), we would be happy to help you obtain a copy.  In many cases, we can obtain an expedited copy through our VA lender portal online.  If it is still not available, we will ask you for to complete an 1880 form (we can email to you) and return it along with a copy of your DD214 discharge form.  With this information, we can obtain a copy online within a few days.

The Veterans Administration (VA) has announced that VA loan limits in 2018 will follow FHA loan limits.  That can be verified HERE.

For questions or to set up a consultation, feel free to reach us at or Pre-Qualify here.