Skip to content
Chris Jordan Mortgage Team
  • Pre-Qualify
  • Purchase
  • Refinance
  • Services
  • Education
  • About
    • Who We Are
    • Additional Client Benefits
    • Client Testimonials
    • Blog
  • Contact
Pre-Qualify Now

Category: Additional benefits

Chris Jordan Mortgage Team / The CJMT Blog / Additional benefits
Long term benefits of meditation
Additional benefits Expert Advise Home Buyer Strategy Uncategorized

Additional client benefits

September 14, 2016 CJMT No Comments
Client benefits: Thorough upfront mortgage financing consultation.  This includes discussing financing strategies that can best suit your short and long term goals and objectives. Comparative loan program analysis, including fully itemized cost illustrations tailored to suit any loan scenario, or property. Before you make any decisions…
Read More

Recent Posts

  • documentation Supporting Documentation to Qualify for a Home Loan December 3, 2021
  • Down payment assist house picture 5 Tips for Buying a Home in the DC-Metro Area in 2021 July 15, 2021
  • Money pic Up to $25,000 available to Montgomery County home buyers July 27, 2020

Categories

Tags

  • Budgeting
  • Documentation
  • mortgage interest
  • mortgage interest deduction
  • tax deductions 2018
  • tax preparation
  • tax time
CJM Logo MSHL Logo
FacebookFacebook TwitterTwitter Linked InLinkedIn YelpYelp ZillowZillow
Equal Housing Lender Logo

This website is for informational purposes only. The information contained herein can change at any time, and there is no representation to the accuracy contained herein. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. Please note that the pre-qualification does not constitute a commitment or a loan approval but is instead a preliminary assessment of your current credit worthiness. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. Main Street Home Loans is not a Financial Advisor, Tax Consultant or Credit Repair Company. Please make sure to consult your own Financial Advisor, Tax Consultant or Credit Repair Company regarding your specific financial situation. Veterans Affairs loans require a funding fee, which is based on various loan characteristics. VA 580 FICO – Purchases only, must have Automatic Underwriting System (AUS) approval. No cash-out under 600. On a USDA Loan 100% financing, no down payment is required. The loan amount may not exceed 100% of the appraised value, plus the guarantee fee may be included. On FHA loans, LTV’s of up to 96.5% for FHA loans. FHA 580 FICO – Credit score below 600 requires Automatic Underwriting System (AUS) approval. Fixed rate loans only. W2 transcript option not permitted. APR describes the interest rate for a whole year (annualized), rather than just a monthly fee/rate. The APR allows a borrower to compare costs of credit because it factors in term, interest rate and fees associated with the loan. Adjustable rate mortgages (ARMs) are home loans with a rate that varies. Your interest rate and monthly principal and interest (P&I) payments will remain the same for a defined initial period, then adjust annually when that initial period is over. During the adjustable period, there will be an interest rate cap that sets a limit on how high your interest rate can go. This product is primarily for a borrower with good credit (min 680 FICO) but a low Loan-To-Value (95% max). Debt-to-income ratios apply. Investment condominiums not allowed. Refinancing an existing loan may result in the total finance charges being higher over the life of the loan. Down payment assistance programs may require an educational class be taken. Down payment assistance programs are typically second mortgages that require the borrower to apply for a first mortgage. Testimonials appearing on this advertisement and Zillow, Yelp, Facebook, Twitter or other social media outlets are individual experiences of those who have used our services. Main Street Home Loans. does not provide incentives for testimonials or reviews. Any customer reviews on or before February 5, 2019 are for services performed prior to employment with Main Street Home Loans. MLO licensing information: DC MLO143670; VA MLO-740VA; MD 5762. Main Street Home Loans is a Division of NFM, Inc. NMLS 2893. NFM, Inc. is licensed by: DC # MLB2893; Virginia Mortgage Lender and Broker, Licensed by the Virginia State Corporation Commission # MC-2357; MD # 5330. For NFM, Inc.’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc. is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2019.

Copyright © 2020 Chris Jordan Mortgage Team. All Rights Reserved.
NMLS #143670