Phone: (240) 670-5090       •       Fax : (443) 725-0531

Serving all of Maryland, Washington D.C. & Virginia
Email :       •       NMLS ID: 143670

12501 Prosperity Drive Suite 310, Silver Spring, MD 20904


Refinancing is a possibility to improve your current mortgage.  It means getting a new loan, with new terms, and using that money to pay off your old loan.  We will analyze your current mortgage situation to help you determine if refinancing is the right move for you.

Reasons to Refinance


  • Lower payments
    Refinancing with a lower interest rate could result in lower mortgage payments.  This may provide extra money each month for homeowners to save, or spend, however they choose.
  • Eliminate Mortgage Insurance
    Refinancing into a loan that does not require monthly mortgage insurance payments can save hundreds of dollars each month.  Loan options are available that do not require mortgage insurance to be paid, even if you do not have 20% equity.
  • Shorten your payment term
    If you want to build equity faster, or pay off your mortgage in less time, you can refinance to a shorter loan term.  This may result in a slightly higher monthly payment, but you may also save money by paying less toward interest.
  • Convert your home’s equity into cash
    As a homeowner, you make payments to increase your equity, or value of ownership. Refinancing allows you to turn that equity into cash – referred to as “cash-out” refinancing.  You are free to access and spend the money without tax penalty*.
    *Consult a tax professional for more information.

For questions or to set up a consultation, feel free to reach us at or Apply here.